Emergency Pet Loans
We understand that unexpected pet emergencies can be both emotionally and financially stressful. That’s why we’re here to offer you the assistance you need to ensure your beloved pet receives the care they deserve. Borrow up to $5000 with a Mega Cash GO Emergency Pet Loan and prioritise your pet’s well-being without worrying about the immediate expenses.
What is an Emergency Pet Loan?
An Emergency Pet Loan is a special type of personal loan designed to help pet owners pay for veterinary and pet-related expenses. From grooming, training, and pet sitting to emergency surgeries, the costs of pet ownership can quickly stack up. With flexible repayment options and competitive rates, a Mega Cash GO emergency pet loan enables you to prioritise your pet’s well-being without the burden of financial stress. Our emergency pet loans cover expenses associated with a wide range of pets, including dogs, cats, birds, fish, reptiles, small mammals such as rabbits and guinea pigs, as well as larger animals like horses.
Why apply for an Emergency Pet Loan?
Pet ownership is a cherished part of Australian culture, with pets often thought of as valued members of the family. In fact, approximately 61% of Australian households own pets, equating to approximately 29 million pets nationwide. While pets bring joy to our lives, they can also bring hefty and unexpected bills, especially when they fall ill or get injured. When faced with these expenses, pet owners frequently turn to emergency loans to ensure their pet’s well-being.
Here are a few reasons why an emergency pet loan could be the right choice for you:
- Immediate Response: Respond swiftly to urgent medical situations for your pet, where there’s often no time to save money beforehand.
- Prioritise Your Pet: Ensure you are able to do what is best for your pet without costs influencing your decisions.
- Reduce Stress: Alleviate the distress of being unable to care for your pet by accessing financial assistance when needed.
- Timely Treatment: Addressing pet emergencies promptly can prevent conditions from worsening, leading to better outcomes and reduced long-term costs.
- Preventative Care: Use loan funds for routine and preventative care measures to maintain your pet’s health and prevent future emergencies.
What does an Emergency Pet Loan cover?
Whether you’re confronted with unforeseen veterinary expenses or routine pet care needs, our emergency pet loans offer the flexibility to address your pet’s needs promptly, ensuring you can provide them with the care they require without delay. Some of the expenses typically covered by an emergency pet loan include:
- Veterinary consultations and examinations
- Emergency surgeries or medical procedures
- Diagnostic tests, such as bloodwork or imaging scans
- Medications or vaccinations
- Hospitalisation or overnight stays
- Rehabilitation or physical therapy
- Dental procedures, including cleanings and extractions
- Purchasing a new pet
- Pet insurance
- Boarding kennels or daycare
- Transportation or relocation costs
- Euthanasia and cremation services
- Grooming services
- Training or behaviour modification programs
Types of Mega Cash Go Loans:
| Loan Feature | Small Loan | Personal Loan |
|---|---|---|
| Loan Amount | $300 to $2000 | $2050 to $5000 |
| Costs | 20% establishment fee + 4% of loan amount per month | Establishment fee of $400 + 36% p.a interest |
| Loan Terms | 1 to 12 month duration | 2 to 24 month duration |
Care when your pet needs it most . Get Started Today!
Frequently Asked Questions
View all FAQ'sAm I eligible for a Mega Cash GO Emergency Pet Loan?
If you are over 18, an Australian citizen or permanent resident and receive an income, you may be eligible for a Mega Cash GO Emergency Pet Loan.
We verify all your details to make sure you’re in a position to repay. Our top priority is to ensure that you have a great experience and are able to comfortably repay your loan.
How much can i borrow for an Emergency Pet Loan?
Mega Cash GO offers loan between $300 and $5000! The amount you can borrow will be based on the amount you ask for and your personal circumstances at the time you apply.
Mega Cash GO will perform an identity and credit check with a credit reporting bureau, as well as assess your income and expenses to ensure that the product you choose is right for you.
How much does it cost?
You’ll always see a clear breakdown of all your fees and repayments before you confirm your loan. As a quick reference, though, here’s a general breakdown of fees:
Small Loan: If the principal amount you borrow is between $300 – $2,000 you’ll pay:
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Establishment fee: 20% of the principal amount
-
Monthly loan fee: 4% of the principal a month
Medium Loan: If the principal amount you borrow is between $2, 050 – $5,000 you’ll pay:
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Establishment fee: $400 flat rate
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Interest Rate: 36% p/a
What do i need to get started?
Mega Cash GO has tried to make our application process quick and easy! We don’t like paper and boring consultation meetings. We do still need to know some things though…
What you will need to apply:
- Your internet banking details
- Two of the following forms of identification (driver licence, Medicare card or passport number)
- Your BSB and bank account number (so we know where to deposit your money)
- Plus all the usual stuff like your name, DOB, Address, employment information and details on your current expenses.
How do i apply for a Emergency Pet Loan?
Apply: Apply here and answer some basic questions or download our app and apply.
Link: Link your bank account for instant approvals and cash delivery.
Verify: For security purposes, we’ll request that you verify your ID.
Approval: Your loan application is either approved or Denied. Either way, you’ll know if your loan’s been approved before the end of the day.*
*application must be received before 3:30pm AEST
Cash delivered! Once you’re approved, we’ll send you a direct deposit in minutes.
How quickly will i get my money?
We understand the importance of fast financing, especially when it comes to your furry friends. Our technology enables you to upload all necessary documents directly from your mobile or computer, allowing us to provide you with a speedy response.
Once you’re approved, you’ll receive your funds within 5 minutes of confirming your loan.*
*Loan must be approved by 3:30pm AEST during banking days. Otherwise, the payment will be processed on the next business day. Clearance time is subject to your bank.
WARNING! Do you really need a loan today?
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
- For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
- If you are on government benefits, ask for an advance from Centrelink: www.humanservices.gov.au/advancepayments
The Government MoneySmart website shows you how small amount loans work and suggests other options that may help you.* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Apply and manage your loan in-app today!
